Uber/ Lyft Third Party Injury
What Rights Do I Have If I Was Hit By A Uber Driver?
If you’re the driver or passenger in a car, a cyclist, or a pedestrian that was hit by an Uber, you could be entitled to significant compensation. With an experienced rideshare accident lawyer by your side, you greatly increase the chances of getting a successful outcome in your case.
What Are My Rights If I Was Injured In A Rideshare Accident?
Every car accident victim has the right to pursue damages against the person responsible for the crash. When the at-fault party is an Uber driver, the case becomes more complex. There could be numerous insurance companies involved, including Uber and the driver’s personal car insurance. The complex nature of these claims is why every accident victim should work closely with an experienced rideshare accident lawyer.
How Much Coverage Could An Insurance Claim Provide?
In California, all drivers are required to have a minimum level of liability insurance. This minimum includes:
- $15,000 in damages for injury or death to any one person for any single accident
- $30,000 in damages to be divided among all people injured or killed in any single accident
- $5,000 in damage to other vehicles and property
A driver’s personal insurance covers an accident if the rideshare app is turned off and they are not accepting rides. Otherwise, an Uber insurance policy is in effect.
The amount of coverage offered by Uber insurance depends on the circumstances. Coverage is broken down based on three “periods” during a driver’s time on the app. Period 1 takes place when a driver has the app on but has not yet accepted a ride. During this time, the insurance policy limits are as follows:
- $50,000 of bodily injury liability coverage per person injured in an accident
- $100,000 of bodily injury liability coverage per accident
- $30,000 of property damage liability coverage per accident
Period 2 is the time during which the driver has accepted a ride but has not yet picked up the passenger(s). Period 3 begins after the passengers are picked up. Although Periods 2 and 3 are considered separate, they have the same policy limits:
- $1 million in commercial auto insurance
- $1 million in uninsured/underinsured motorist coverage
Even with the large policy limits set during Periods 2 and 3, serious injuries could require a lifetime of care that will cost far more than $1 million in medical expenses. For example, the high end of a lifetime of care for a patient with a traumatic brain injury is $3 million.
Insurance companies do their best to avoid paying these claims in order to save the company money. Keep in mind that insurance companies have attorneys on their side, which is why you should seriously consider working with an experienced rideshare accident lawyer.
In addition to filing an insurance claim, rideshare accident victims can frequently pursue an additional claim, in the form of a Uber accident lawsuit. This lawsuit is filed against the driver who caused the accident and can provide additional compensation that covers medical bills, lost wages, physical trauma, and emotional distress. In some cases, punitive damages may also be awarded.
Whether you are a driver for a ridesharing service or a passenger, UberLawyer.com is the best attorney for Uber accidents. You should know the facts about when and how we can protect your rights.
If you’ve been seriously injured, you need to focus on resting and healing, not fighting with insurance companies. A rideshare accident lawyer can help by gathering the evidence needed to support the insurance and legal claims, speaking with the insurance companies on your behalf, handling the necessary paperwork, and aggressively negotiating settlements.
If you are interested in learning more about how our legal team can help, contact our rideshare accident lawyers at (888) 979-7979 for a free consultation.